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You've probably heard those credit repair pitches on the internet that say they'll remove bad stuff from your credit report - never to be seen again. Some of those companies simply take your money, but leave you in no better shape than you were - before you hired them.
Aside from a few bad apples though, reputable credit repair companies do exist. A credit optimization company can really help you improve your credit score.
Credit optimization helps by permanently improving a consumer's credit score. The optimizer fully evaluates a borrowers credit history and identifies poor credit habits, and disputable items on the credit report.
When you hire a credit professional, your monthly payment amounts and payment schedules are evaluated and modifed (with your consent), so you can improve how that data corresponds to the scoring systems of the credit bureaus. Most borrowers discover how to better use their credit accounts, which helps them save money every month. If you use personal credit to operate a small business, credit optimization can become even more valuable, because it'll lower the cost of operating your business.
Credit optimization will improve your credit score over the long term by:
A typical credit score should increase over 60 points per bureau, in just the first month alone. Exact results will vary, but the benefits are always subject to the accuracy of the information you provide.
The cost for this service is typically less than $200. The service comes without any monthly or continuing fees. After just a few weeks, you should begin to see some meaningful results.
Credit optimization works for both individuals and businesses, and for those who rely heavily on credit as an important part of theirlives. In today's super-competitive world, credit optimization is an important part of keeping your costs of borrowing as low as possible.
Credit optimization is not for everyone. It will not help those who have credit scores below 500, because having a credit score below 500 means that that borrower-consumer has bills that are not being paid. In this case, credit optimization does not work.
We don't do credit optimization ourselves, but we can put you in touch with a reputable business who does. We're happy to help assist you locate the right credit optimization professional. When you do, they can provide a free consultation right over the phone.
If you think you'd be interested in talking to a credit optimization professional, call us today at (303) 514-4000.
The Michael Dagner Group, Brokers Guild Cherry Creek Ltd, 7995 E. Hampden Ave, Ste 100, Denver, CO 80231 Map
5 Minutes From The Denver Tech Center - Near Tamarac Square, 9-Mile Station, & Cherry Creek Reservoir